How the calculation works
- Formula
- Sveriges Riksbank reference rate + 8 percentage points, applied by effective period.
- Current stored rate
- 2.00% source rate effective 2026-01-01; current stored formula rate 10.00%.
- Recovery compensation
- Swedish fixed recovery compensation may apply for qualifying business claims.
- Primary source
- Sveriges Riksbank reference rate
For a SEK invoice, the calculator applies the Swedish reference rate plus the statutory 8 percentage-point margin.
This tool calculates interest mechanically from stored rate data. It is not legal advice. Always check the contract, governing law, debtor status, and any sector-specific rules.
Frequently asked questions
What Swedish rate does the calculator use?
It uses the Riksbank reference rate plus 8 percentage points.
Does the calculator handle rate changes?
Yes. It splits the overdue period when stored Swedish reference-rate periods change.
Is this legal advice?
No. It is a calculation tool and should be checked against the contract and applicable Swedish law.